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SIP Goal Planner

Work backwards from your dream milestone to find your exact monthly seed.

Target Amount₹15,00,000
Target Years10 Yr
Expected Rate12%
Required Monthly SIP
₹6,457 / month

To reach ₹15,00,000 for “Family Home Downpayment” in 10 years.

Total amount you will deposit: ₹7,74,840
Estimated wealth generated: ₹7,25,160
Plant this Goal Seed in App
Underlying Formula

Required Monthly = Target / FV(₹1 annuity over n months at r% rate)

Compounding is assumed monthly in line with mutual fund SIP convention. All returns are illustrative and not guaranteed.

Frequently Asked Questions

How does the Goal Planner work?

Instead of wondering what your current savings will grow into, the Goal Planner calculates the exact monthly contribution required today to hit a target sum at your deadline.

Can I tag this goal inside the Seedvest app?

Yes! In Seedvest, every SIP is planted as a dedicated seed named after your dream (e.g., 'Scooter', 'Retirement', 'Emergency Fund').

Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Calculators are meant for financial education and planning purposes only and should not be construed as investment advice.