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SIP Return Calculator
Calculate how much wealth your regular monthly investments can generate.
Monthly Investment₹5,000
Expected Return Rate (p.a.)12%
Time Period (Years)10 Yr
Estimated Total Value
₹11,61,695
Invested amount:₹6,00,000
Estimated returns:+₹5,61,695
Underlying Formula
FV = P × [ (1 + i)^n - 1 ] / i × (1 + i), where P is monthly deposit, i is monthly rate (r / 12 / 100), and n is total months.
Compounding is assumed monthly in line with mutual fund SIP convention. All returns are illustrative and not guaranteed.
Frequently Asked Questions
What is a Systematic Investment Plan (SIP)?
A SIP is an automated way of investing a fixed sum of money into a mutual fund scheme on a recurring calendar date (e.g. 5th of every month) via UPI AutoPay.
What is rupee cost averaging?
When markets fall, your fixed monthly SIP buys more units at a lower NAV. When markets rise, you buy fewer units at a higher NAV. Over time, your average purchase cost smooths out.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Calculators are meant for financial education and planning purposes only and should not be construed as investment advice.