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Lumpsum Investment Calculator
Estimate the maturity value of a single one-time deposit over time.
Total Investment₹1,00,000
Expected Return Rate (p.a.)12%
Time Period (Years)10 Yr
Projected Maturity Value
₹3,10,585
Invested amount:₹1,00,000
Estimated wealth gain:+₹2,10,585
Underlying Formula
A = P × (1 + r/100)^t, where P is principal, r is annual rate of return, and t is time in years.
Compounding is assumed monthly in line with mutual fund SIP convention. All returns are illustrative and not guaranteed.
Frequently Asked Questions
What is a lumpsum investment?
A lumpsum investment is depositing a single sum of money into a mutual fund scheme all at once, rather than spreading it across monthly instalments.
When is a lumpsum preferred over SIP?
Lumpsum investments are often made when you receive annual bonuses, inheritances, or asset sale proceeds. For long horizons (7+ years), staying invested beats timing the market.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Calculators are meant for financial education and planning purposes only and should not be construed as investment advice.